How to Check Access Bank Account Balance on Your Phone: Ever wondered how to quickly check how much money is in your Access Bank account using just your phone? Well, Access Bank has made it super easy for you! Imagine being able to find out your account balance anytime, anywhere, without any hassle. No more waiting in long lines at the bank or feeling stressed about not knowing your balance.
With a few taps on your phone, you can easily peek at your account balance, giving you peace of mind and making managing your money a whole lot simpler.
This guide will walk you through different methods to check your account balance using USSD, the Access Bank mobile app, SMS, and online platforms.
So, let’s dive in and discover how Access Bank’s mobile banking puts your account balance right at your fingertips!
See also: Access Bank Transfer Code – List of Access Bank USSD Codes and Access Bank Customer Care: Whatsapp Number & Email
KEY PHRASES
- How to Check Access Bank Account Balance on Your Phone
- Code to check Access bank account balance
- How to Check Access Bank Account Balance online
- How to Check Access Bank Account Balance using USSD
- How to Check Access Bank Account Balance through mobile app
- How to Check Access Bank Account Balance through SMS
- Access bank code to check balance
Code to check Access Bank Account Balance
This is the quickest and easiest method to check your Access Bank account balance. Read through to get it done in seconds:
- Dial the Access Bank USSD code (*901#) on your mobile phone’s dial pad.
- Navigate through the USSD menu by selecting the option for “Account Services.”
- From the list of account services, choose “Balance Enquiry” or a similar option.
- Enter your unique PIN associated with your Access Bank account to confirm the request.
- After entering the PIN, your account balance will be displayed on your screen or sent as an SMS shortly after.
That’s it! Your balance is right before you. Let’s proceed to the next method
How to Check Access Bank Account Balance Online
The second method I will be explaining is internet banking. With this method you can check your account balance from Access Bank’s official website. Here’s how to check it:
- Access the Bank’s Website: Visit the official Access Bank website using a web browser.
- Login to Online Banking: Click on the “Login” or “Internet Banking” option on the website’s homepage.
- Enter Credentials: Input your username and password in the designated fields to access your online banking account.
- Navigate to Account Summary: Look for the section labeled “Account Summary” or “Account Balance” within your online banking dashboard.
- Select Account: Choose the specific account (e.g., savings, current) for which you want to check the balance.
- View Account Balance: The account balance will be displayed on the screen once you’ve selected the account.
Following these steps will enable you to access and view your Access Bank account balance conveniently through the bank’s official online banking platform.
How to Check Access Account Balance on Mobile App
This is another easy and efficient way to check your account balance. Here’s how to use your mobile app to peek at your balance:
- Open Access Bank Mobile App: Launch the Access Bank mobile app on your smartphone.
- Log In: Enter your login details (username and password) to access your account.
- Navigate to Account Overview: Look for an option like “Accounts,” “Account Overview,” or “Balance Inquiry” on the app’s home screen.
- Select Account: Choose the specific account (e.g., savings, current) for which you want to check the balance.
- View Account Balance: The account balance for the selected account will be displayed on the screen.
- Additional Features: Some apps might offer additional features like transaction history or mini-statements along with the account balance.
By following these steps within the Access Bank mobile app, you can easily and quickly check your account balance on your smartphone.
How to Check Access Bank Account Balance through SMS
To use this method you must have a service charge of ₦4 on the Sim card you’re using. Also the Sim must be the one linked to your Access Bank Account. Here’s how to use this method;
- Open Messaging App: Launch the messaging app on your mobile phone.
- Create a New SMS: Tap on the option to compose a new message.
- Enter SMS Code: In the message body, type “BAL” followed by a space.
- Add Account Number: Enter your Access Bank account number after the space.
- Send SMS: Send the message to the Access Bank SMS banking number provided by the bank (e.g., 08160000612).
- Receive Account Balance: Shortly after sending the message, you’ll receive an SMS displaying your account balance.
By following these steps and using the appropriate SMS code and format, you can easily check your Access Bank account balance through SMS on your mobile phone.
How to Check Access Account Balance through WhatsApp
Follow this guide below to check your Access Bank account balance through WhatsApp:
- Launch the WhatsApp application on your mobile device.
- Start a chat with the Access Bank WhatsApp Banking service by sending a message to their official WhatsApp number (+234-9090901901).
- Send a message containing “Hi” to initiate a chat session with the Access Bank WhatsApp service.
- The service will present a menu; select the option for “Account Balance” or “Balance Inquiry.”
- If prompted, provide your account number or any required details for verification.
- Shortly after, you’ll receive a response displaying your Access Bank account balance.
By following these steps and engaging with the Access Bank WhatsApp Banking service, you can easily check your account balance using WhatsApp.
Frequently Asked Questions on How to Check Access Bank Account Balance
Can I check my Access Bank account balance without an internet connection?
Yes, you can use USSD codes on your phone even without an internet connection. Dial *901*5# to access your account balance.
Is it possible to check account balances for multiple accounts linked to my Access Bank profile at once?
No, USSD codes generally display balances for the selected account. You’ll need to choose the specific account you wish to inquire about.
Are there any charges associated with checking my Access Bank account balance using USSD?
Access Bank may apply nominal fees for USSD transactions. Check the bank’s fee schedule for exact details.
Can I check my account balance using a small phone (non-smartphone)?
Absolutely, USSD codes can be used on both smartphones and feature phones. Simply dial the provided code to check your balance.
What should I do if I receive an error message while trying to check my account balance via USSD?
If encountering errors, ensure you’ve entered the correct USSD code and try again. Contact Access Bank customer service if the issue persists.
Does the USSD code for checking account balance have a time restriction for usage?
Generally, USSD codes can be used at any time. However, network availability may affect the service occasionally.
Is there a limit on the number of times I can check my Access Bank account balance using USSD in a day?
Access Bank might have limits on the number of USSD transactions per day. Verify with the bank for any specific limitations.
Conclusion
Access Bank provides multiple avenues for customers to check their account balance effortlessly. Utilize these convenient methods and stay informed about your account balance at your convenience.
Always ensure to keep your banking information secure and refrain from sharing sensitive details with unauthorized individuals.