Heritage Bank Transfer Code 2025- List of Heritage Bank Codes

Heritage Bank Transfer Code: Welcome to a world where banking is as simple as ABC! Heritage Bank is here to guide you through a journey of financial empowerment with easy-to-use USSD codes. Imagine having a code that you can use for all banking activities, making your financial transactions smooth and effortless.

In this blog post, we’ll explore these codes that bring banking convenience to your fingertips. Are you ready for a journey where banking is all about simplicity and efficiency? Heritage Bank USSD is here to provide you with ultimate banking solutions. 

Let’s dive into the world of seamless banking with Heritage Bank’s USSD codes!

Heritage Bank Transfer Code

Key Phrases

  • Heritage Bank Code to Check Balance, Account Number, and Transfer Money
  • Heritage Bank Transfer Code 2025
  • Heritage Bank Transfer Code to Other Banks
  • Heritage Bank USSD Codes for Loan, Airtime Purchase, BVN, ATM Card Block, and Data 
  • Benefits and Features of Heritage Bank USSD Codes
  • How to Block and Unblock Heritage Bank USSD Code
  • How to Create Heritage Bank Transfer Pin
  • How to Register Heritage Bank Code Without ATM Card
  • Requirements to Activate Heritage Bank USSD Code

See also: Fidelity Bank Transfer Code – List of Fidelity Bank USSD Code

What is Heritage Bank Transfer Codes 

Heritage bank transfer code is *745#.

Heritage Bank Transfer Codes offer a hassle-free way to manage your finances with just a few taps on your mobile device. These codes serve as your digital keys to unlock a world of convenient banking services, allowing you to transfer funds effortlessly. Gone are the days of lengthy paperwork and complex processes – with Heritage Bank Transfer Codes, simplicity is at your fingertips.

To utilize Heritage Bank Transfer Codes, you only need your mobile phone and the associated SIM card. By entering specific digits and commands, you can swiftly transfer money between accounts, pay bills, and even check your balance without stepping into a physical bank. This user-friendly approach empowers customers to take control of their finances anytime, anywhere, making Heritage Bank Transfer Codes a game-changer in the realm of accessible and straightforward banking.

In essence, Heritage Bank Transfer Codes epitomize the bank’s commitment to providing a seamless and customer-centric banking experience. The codes streamline transactions, allowing users to navigate the financial landscape effortlessly. With Heritage Bank Transfer Codes, banking becomes not just a task but a smooth and uncomplicated journey for all users.

Requirements to Activate Heritage Bank USSD Code

Activating Heritage Bank’s USSD code service typically requires a few simple things:

  • Know the USSD Code: Familiarize yourself with the specific USSD code provided by Heritage Bank for activating their services. Typically, it starts with *745#.
  • A debit card: You need to have an active debit card that’s linked to your Heritage Bank account.
  • Heritage Bank Account: You must have an active account with Heritage Bank to use the USSD service. Ensure your account is operational and in good standing.
  • Registered Phone Number: Your phone number must be linked or registered with your Heritage Bank account. This number is crucial as it will be used for the USSD transactions.
  • Mobile Phone: Any mobile phone will do, whether it’s a basic feature phone or a smartphone. As long as it can make calls and send SMS, you’re good to go.

How to Activate Heritage Bank Transfer Code in 2025

To activate Heritage Bank USSD code on your phone in Nigeria, just follow these simple steps:

  • Dial *745*account number*Last six(6) of your card#.
  • Press 1 on the next screen to continue.
  • Pick your card type.
  • Enter your card’s expiry date (you can find it on the back of your card).
  • Choose the account number you want to use for all transactions.
  • Create a four-digit PIN.
  • Confirm your account number and PIN.
  • Finally, click on send to complete the activation process.

That’s it! Now you’ve activated Heritage Bank USSD code on your phone for easy mobile banking.

How to Create Transfer Pin on Heritage bank without Debit Card

If you do not have an active debit card/ATM card, you can activate your ussd code by following this simple process:

  • Dial *745*account number#.
  • Choose the account number you want to use for all transactions.
  • Create a 4-digit PIN.
  • Confirm your account number and PIN.
  • Finally, click on send to complete the activation process.

Your Heritage Bank USSD Code is now activated for transactions like money transfers and airtime purchases without an ATM card.

List of Heritage Bank USSD Codes

Here is a list of Heritage Bank USSD codes for various transactions:

  • Check Balance: Dial *745*0#
  • Check Account Number: Dial *745#
  • Transfer Money to Heritage Bank Account: Dial *745*1*Amount*Account Number#
  • Transfer Money to Other Banks: Dial *745*2*Amount*Account Number#
  • Buy Airtime for Self: Dial *745*Amount#
  • Buy Airtime for Others: Dial *745*Amount*Phone Number#
  • Check BVN: Dial *565*0#
  • Open an Account: Dial *745#
  • Bill Payment: Dial *745# > Select pay bills
  • Pay with USSD (on POS & Web): Dial *745*000*RefCode#
  • Change USSD PIN: Dial *745*00#
  • Block Account from Any Phone: Dial *745*11#
  • Bet9ja Top-up: Dial *745*222*Bet9jaUserID*Amount#
  • LCC Payment: Dial *745*000*522+etagNo+100#

Make sure to dial the codes from the phone number linked to your Heritage Bank account and follow the prompts for each transaction.

How to Block Your Heritage Bank USSD Code

To block your Heritage Bank USSD code in case of any suspected compromise or security concerns, you can follow these steps:

  • Dial *745*11# from any phone number.
  • Enter the phone number linked to the account you want to block.
  • Once confirmed, your Heritage Bank USSD code will be blocked to prevent unauthorized access or use.

Now let’s look at how to unblock your account after blocking it!

How to Unblock Your Heritage Bank USSD Code

To unblock your Heritage Bank USSD Code, Follow the step below: 

  • Visit the nearest Heritage Bank Branch in your area
  • Meet any of their customer care representative and tell him/her you want to unblock your USSD code
  • They will put you through the process to unblock it.

Code to Transfer Money from Heritage Bank

To transfer money from Heritage Bank using USSD codes, follow these steps:

Transfer to Heritage Bank Account:

Dial *745*Amount*Account Number# for Example: *745*1*5000*1234567890#

This transfers N5000 to the Heritage Bank account with the account number 1234567890.

Transfer to Other Banks:

Dial *745*2*Amount*Account Number# for Example: *745*2*3000*0987654321#

This transfers N3000 to the account in another bank with the account number 0987654321.

Note: Remember to replace the examples with the actual amount and account numbers you want to transfer money to.

Benefits and Features of Heritage Bank USSD Codes

  • Accessibility: Banking services anywhere, anytime, without internet access.
  • Instant Confirmation: Receive immediate notifications for transactions conducted.
  • Ease of Use: The USSD codes are user-friendly, providing a simple interface to conduct various banking activities.
  • Security: Heritage Bank ensures the security of transactions conducted through USSD codes by requiring authentication using a personal PIN. 
  • Transaction History: Customers can also access their transaction history using these codes. 
  • Convenience: Perform various transactions swiftly from your phone.
  • Security: Transactions are secured using personalized PINs and verification processes.

See also: First Bank Transfer Code – List of First Bank USSD Codes

Frequently Asked Questions on Heritage Bank Transfer Code

How do I check my account balance with Heritage Bank Transfer Code?

Dial *745*0# and follow the prompts to check your Heritage Bank account balance instantly.

Can I transfer money to another Heritage Bank account using the USSD code?

Yes, dial *745*1*Amount*Account Number# for quick transfers within Heritage Bank.

What’s the process for transferring money to other banks with Heritage Bank USSD?

Dial *745*2*Amount*Account Number# for seamless transfers to accounts in other banks.

How do I buy airtime for myself using Heritage Bank Transfer Code?

Dial *745*Amount# to conveniently purchase airtime for your Heritage Bank registered number.

Is it possible to buy airtime for others using Heritage Bank USSD service?

Certainly, dial *745*Amount*Phone Number# to top up another phone number.

Can I reset my Heritage Bank USSD PIN using the code?

Yes, dial *745*00# and follow the prompts, selecting ‘Change USSD PIN’ for assistance.

What do I do if I want to enable or disable Heritage Bank USSD service?

Dial *745*11# and follow the prompts to either enable or disable the USSD service.

How can I check my BVN with Heritage Bank USSD code?

Dial *565*0# to check your BVN (Bank Verification Number) with Heritage Bank’s USSD service.

Conclusion 

In summary, the Heritage Bank Transfer Code emerges as a reliable and user-centric solution, placing the control of banking transactions squarely in the hands of its customers. By dialing *745# and following intuitive steps, users unlock a world of effortless financial management, from checking balances to seamless transfers. Heritage Bank’s commitment to simplicity and accessibility shines through its transfer code, offering a hassle-free avenue for users to navigate their banking needs swiftly and securely.

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