Union Bank Transfer Code: Understanding money stuff can be tricky for many people. But here comes Union Bank, wanting to make your banking easier. Today, let’s talk about Union Bank’s USSD codes, a smart solution to fix old banking problems.
We all know the struggle of dealing with confusing and slow traditional banking. Union Bank gets it and wants to make things better. Hence, the introduction of Union Bank’s USSD codes, a simple way to handle money in the noisy world of finance.
Are you ready to leave the troubles of old-style banking and queing? Union Bank invites you to a journey where things are easy, and problems are a thing of the past. Come with us as we uncover the secrets of Union Bank’s USSD codes and see a big change in your banking.

Key Phrases
- Union Bank Code to Check Balance, Account Number, and Transfer Money
- Union Bank Transfer Code 2025
- Union Bank Transfer Code to Other Banks
- Union Bank USSD Codes for Loan, Airtime Purchase, BVN, ATM Card Block, and Data
- Benefits and Features of Union Bank USSD Codes
- How to Block and Unblock Union Bank USSD Code
- How to Create Union Bank Transfer Pin
- How to Register Union Bank Code Without ATM Card
- Requirements to Activate Union Bank USSD Code
See also: Polaris Bank Transfer Code – List of Polaris Bank USSD Codes
What is Union Bank Transfer Codes
Union Bank transfer codes make banking easy using your mobile phone. Just dial the provided USSD code from your registered number to access various services like fund transfers, balance checks, airtime purchases, and bill payments. This user-friendly feature is designed for on-the-go banking, giving you flexibility and convenience.
To use Union Bank transfer codes, simply follow the intuitive process after dialling the USSD code, no internet access required. This aligns with Union Bank’s commitment to modern and convenient banking for all its diverse customers.
In short, Union Bank transfer codes provide a quick and secure way to handle essential banking tasks on your mobile, showcasing the bank’s dedication to accessible and innovative solutions in the digital age.
Requirements to Activate Union Bank USSD Code
Activating Union Bank’s USSD code service typically requires a few simple things:
- Know the USSD Code: Familiarize yourself with the specific USSD code provided by Union Bank for activating their services. Typically, it starts with *826#.
- A debit card: You need to have an active debit card that’s linked to your Union Bank account.
- Union Bank Account: You must have an active account with Union Bank to use the USSD service. Ensure your account is operational and in good standing.
- Registered Phone Number: Your phone number must be linked or registered with your Union Bank account. This number is crucial as it will be used for the USSD transactions.
- Mobile Phone: Any mobile phone will do, whether it’s a basic feature phone or a smartphone. As long as it can make calls and send SMS, you’re good to go.
How to Activate Union Bank Transfer Code
To activate Union Bank USSD code on your phone in Nigeria, just follow these simple steps:
- Dial *826# on your mobile device with your Union Bank-linked phone number.
- Input your 10-digit account number.
- Enter the last six numbers of your debit card.
- Set a four-digit transfer PIN.
- Confirm all entries and submit
Get a message confirming the successful activation of the service on your phone.
List of Union Bank USSD Codes
Here is a list of Union Bank USSD codes for various transactions:
- Union Bank code to check balance – Dial: *826*4#
- Union Bank code for transfer of money to Union Bank – Dial: *826*1*Amount*Account Number#
- Union Bank code for transfer of money to other banks – Dial: *826*2*Amount*Account Number#
- Union Bank code to buy airtime for self – Dial: *826*Amount#
- Union Bank code to buy airtime for others – Dial: *826*Amount*Phone Number#
- Union Bank code for loan – Dial: *826*41#
- Block Your Account From Other Phone Numbers – Dial: *826*6*mobile number#
- Pay Merchants – Dial: *826*22*merchant code*amount#
- Data Purchase – Dial: *826*9#
- Block and Unblock Debit/Credit Card – Dial: *826*21#
- Request a Debit Card – Dial: *826*21#
- Cardless Withdrawal – Dial: *826*7*amount#
- Block Your Account From Your Phone Number – Dial: *826*6#
- Retrieve BVN – Dial: *565*0#
- Pay Bills – Dial: *826# > select bill payment
- Hot list ATM Card – Dial: *826*21#
- Account Opening – Dial: *826#
- Increase Account Limit – Dial: *826*8#
- Data Capture After Register – Dial: *826*3*Account Number#
- Locate a Union Bank Branch – Dial: *826*19#
How to Block Your Union Bank USSD Code
To block your Union Bank USSD code in case of any suspected compromise or security concerns, you can follow these steps:
- Dial *826*5# from the phone number linked to your Union Bank account.
- Enter your 4-digit USSD code PIN when prompted.
- Confirm the action to block your Union Bank USSD code.
You can also block your union bank from another line, here is how to do that:
- Dial *826*6*mobile number#
- Follow prompt and get your USSD code blocked immediately
How to Unblock Your Union Bank USSD Code
To unblock your Union Bank USSD Code, Follow the step below:
- Dial *826*6# from the phone number linked to your Union Bank account.
- Enter your 4-digit USSD code PIN when prompted.
- Confirm the action to block your Union Bank USSD code.
How to change Union Bank Transfer Pin
To change your transfer pin visit your nearest union bank branch to lodge a complaint to their customer representative. You can also contact their customer care via any of their available channel {email, social media, whatsapp and others}
Benefits and Features of Union Bank USSD Codes
- Accessibility: Banking services anywhere, anytime, without internet access.
- Instant Confirmation: Receive immediate notifications for transactions conducted.
- Ease of Use: The USSD codes are user-friendly, providing a simple interface to conduct various banking activities.
- Security: Union Bank ensures the security of transactions conducted through USSD codes by requiring authentication using a personal PIN.
- Transaction History: Customers can also access their transaction history using these codes.
- Convenience: Perform various transactions swiftly from your phone.
- Security: Transactions are secured using personalized PINs and verification processes.
See also: Keystone Bank Transfer Code- List of Keystone USSD Codes
Frequently Asked Questions on Union Bank Transfer Code
What is the Union Bank transfer code?
Dial *826# on your mobile phone to access Union Bank’s USSD transfer code.
How do I check my account balance using the transfer code?
Dial *826*4# to check your Union Bank account balance.
Can I transfer money to other banks with the same code?
Yes, dial *826# and follow the prompts to transfer funds to other banks.
What’s the USSD code for recharging airtime on my phone?
Dial *826*amount# to recharge airtime for your own phone.
How do I transfer money to another Union Bank account?
Dial *826*1*amount*account number# to transfer funds within Union Bank.
Is it possible to buy airtime for another phone number using the code?
Yes, dial *826*amount*phone number# to purchase airtime for another phone.
What should I do if I forget my USSD PIN?
Contact Union Bank customer care to reset your USSD PIN for security reasons.
Can I open a new Union Bank account using the transfer code?
No, account opening is not typically available through the USSD code. Visit a Union Bank branch for new account opening.
How much is the Union Bank transfer fee?
The N6.98 is a fee charged by your mobile network service provider. The regular transaction fees will be charged for your transactions and other services.
Is there a limit on transfer with Union Bank Code?
Yes, with Union Bank USSD, You can transfer up to N100,000 in tranches of N20,000 daily. To transfer more than this, you will need to accept the indemnity prompt. N200,000 daily and N1,000,000 with an SMS token.
Conclusion
In conclusion, the Union Bank USSD code stands as a versatile and convenient tool for customers, providing quick access to a range of banking services through simple and intuitive commands. With the ability to check balances, transfer funds, recharge airtime, and more, the USSD code reflects Union Bank’s commitment to enhancing accessibility and efficiency in financial transactions. As customers continue to embrace digital solutions, the Union Bank USSD code remains a pivotal feature, streamlining banking activities and ensuring a seamless user experience.