Access Bank Transfer Code: Access Bank has revolutionized banking convenience with its USSD codes in 2025. These intuitive shortcuts allow customers to perform various transactions right from their phones, simplifying banking tasks on the go.
In this guide, we’ll delve into everything you need to know about Access Bank’s USSD codes, from registration and functionality to benefits and security measures.
Keyphrases
- Access Bank Code to Check Balance, Account Number, and Transfer Money
- Access Bank Transfer Code 2025
- Access Bank Transfer Code to Other Banks
- Access Bank USSD Codes for Loan, Airtime Purchase, BVN, ATM Card Block, and Data Transfer
- Benefits and Features of Access Bank USSD Codes
- How to Block and Unblock Access Bank USSD Code
- How to Obtain a 5-Digit PIN for Access Bank Transfer
- How to Register Access Bank Code Without ATM Card
- How to Register Access Bank USSD Code in 2025
- Requirements to Activate Access Bank USSD Code
Understanding Access Bank USSD Codes
What are Access Bank USSD Codes?
Access Bank USSD codes are quick-access strings that enable account holders to conduct banking operations conveniently from their mobile devices.
These codes provide a hassle-free way to perform transactions without internet access, offering a seamless banking experience.
The Access bank transfer code is *901#. These codes can be used to transfer money from access bank to bank/wallet, check account balance, request loans, buy airtime of any network,check and link BVN, and to block & unblock Access Bank Account and ATM card.
See also: Access Bank Mobile App: How To Download And Use the App For Mobile Banking
Requirements to Activate Access Bank USSD Code
To activate the USSD code service, ensure:
- Your phone number is linked to your Access Bank account.
- Your SIM card is inserted in the phone you’re using.
- You have sufficient network connectivity.
- You have a debit card linked to your Access Bank
How to Register Access Bank USSD Code without an ATM Card
Not having an ATM card doesn’t restrict you from registering for Access Bank USSD services. Follow these steps:
- Dial *901# from the phone number linked to your account.
- Select ‘Transfer’.
- If you don’t have a card, input other required information (most likely your date of birth)
- Enter your account number
- Follow the prompts to create a PIN.
- Complete the registration by providing necessary details.
List of Access Bank USSD Codes
Here are the Access Bank USSD codes for various services:
- Check balance: *901*5#
- Get account number: *901#
- Transfer to Access Bank: *901*1*Amount*Account Number#
- Transfer to other banks: *901*2*Amount*Account Number#
- Transfer for Merchant payment: *901*3*Amount*Merchant Code#
- Buy airtime for self: *901*Amount#
- Buy airtime for others: *901*Amount*Phone Number#
- Request a loan: *901*11#
- Check BVN: *565*0#
- Open an account: *901*0#
- Purchase data: *901*8#
- Generate OTP: *901*4*1#
- Bill Payment: *901*3#
Note: Transferring to other Access Bank accounts incurs a ₦20 fee, while transfers to other banks attract a ₦50 + ₦2.50 (VAT) charge. The daily transfer limit is N100,000 (N20,000 per transaction), and the daily maximum airtime recharge limit is N20,000.
Benefits and Features of Access Bank USSD Codes
- Accessibility: Access banking services anywhere, anytime, without internet access.
- Convenience: Perform various transactions swiftly from your phone.
- Security: Transactions are secured using personalized PINs and verification processes.
- Instant Confirmation: Receive immediate notifications for transactions conducted.
How to Obtain a 5-Digit PIN for Access Bank Transfer
- Dial *901# from your registered number.
- Choose ‘Create/Change PIN’ option.
- Follow the instructions to set a 5-digit PIN.
How to Block and Unblock Your Access Bank USSD Code
In case of suspicion or security concerns, promptly block your USSD code:
- Dial *901*911# and follow the prompts to block.
- To unblock, contact Access Bank customer service at [customer service number].
Frequently Asked Questions
How do I check my Access Bank account balance using USSD?
Dial *901*5# to check your Access Bank account balance via USSD.
What is Access Bank’s transfer code for sending money to other banks?
Use *901*2*Amount*Account Number# to transfer money to other banks from your Access Bank account.
How can I buy airtime for someone else from my Access Bank account?
Dial *901*Amount*Phone Number# to purchase airtime for others using your Access Bank account.
What is the maximum daily transfer limit with Access Bank USSD?
The daily transfer limit using Access Bank USSD is N100,000 (N20,000 per transaction).
How can I open an account with Access Bank using USSD?
Dial *901*0# to open an account with Access Bank via USSD.
What is the USSD code to check BVN (Bank Verification Number) with Access Bank?
Dial *565*0# to check your BVN with Access Bank.
How do I request a loan using Access Bank USSD?
Use *901*11# to request a loan through USSD from Access Bank.
What is the code for buying data with Access Bank USSD?
Dial *901*8# to purchase data using your Access Bank account via USSD.
What are the charges for transferring money to other banks via Access Bank USSD?
Transferring to other banks incurs a charge of ₦50 + ₦2.50 (VAT) per transaction.
How can I generate an OTP (One-Time Password) through Access Bank USSD?
Use *901*4*1# to generate an OTP using Access Bank USSD for secure transactions.
Conclusion
Access Bank USSD codes have undoubtedly made banking easier for its customers. These efficient tools enhance financial management by offering a user-friendly interface for transactions.
Make the most of Access Bank’s USSD codes in 2025, and experience banking convenience like never before!