GTbank USSD Code 2025- List of GTbank Transfer Codes

GTbank USSD Code: Are you ready to embark on a digital journey with Guaranty Trust Bank (GTBank)? A journey where banking is easy and modern. GTBank is changing the way you do banking with their advanced USSD transfer codes. Imagine being able to send money, check your balance, and manage your money, all on your phone!

In this blog post, we’ll explore GTBank’s USSD codes, where technology and banking come together. It’s not just about transactions; it’s a shift from traditional banking to the endless possibilities on your mobile device. Come along as we navigate the digital world, discovering the features GTBank has created for your financial convenience.

GTbank USSD Code

Key Phrases

  • GTbank Code to Check Balance, Account Number, and Transfer Money
  • GTbank Transfer Code 2025
  • GT bank Transfer Code to Other Banks
  • GTbank USSD Codes for Loan, Airtime Purchase, BVN, ATM Card Block, and Data 
  • Benefits and Features of GTbank USSD Codes
  • How to Block and Unblock GTbank USSD Code
  • How to Create GTbank Transfer Pin
  • How to Register GTbank Code Without ATM Card
  • Requirements to Activate GTbank USSD Code

See also: Globus Bank USSD Code- List of Globus Bank Transfer Codes

What is GTbank Transfer Codes 

GTBank transfer codes are special numeric combinations that allow customers to conduct various banking transactions using their mobile phones. These USSD codes provide a quick and convenient way for GTBank account holders to manage their finances on the go. 

With these codes, users can transfer money to other GTBank accounts or different banks, check their account balance, purchase airtime for their phones, and even pay bills for services like electricity and cable TV. The simplicity and accessibility of these transfer codes make banking with GTBank easier and more efficient for customers, eliminating the need for internet connectivity.

To use GTBank transfer codes, customers only need to dial the designated USSD code on their mobile phones and follow the prompts provided. This allows for a seamless and hassle-free banking experience, putting control in the hands of the users. The introduction of these transfer codes reflects GTBank’s commitment to using technology to enhance customer convenience, providing a secure and straightforward method for financial transactions without the constraints of traditional banking methods.

Requirements to Activate GTbank USSD Code

Activating GTbank’s USSD code service typically requires a few simple things:

  • Know the USSD Code: Familiarize yourself with the specific USSD code provided by GTbank for activating their services. Typically, it starts with *737#.
  • A debit card: You need to have an active debit card that’s linked to your GTbank account.
  • GTbank Account: You must have an active account with GTbank to use the USSD service. Ensure your account is operational and in good standing.
  • Registered Phone Number: Your phone number must be linked or registered with your GTbank account. This number is crucial as it will be used for the USSD transactions.
  • Mobile Phone: Any mobile phone will do, whether it’s a basic feature phone or a smartphone. As long as it can make calls and send SMS, you’re good to go.

How to Register/Activate GTbank USSD Code in 2025

Activating the GTBank transfer code is a straightforward process. Follow these 6 easy steps to get started:

  • Begin by dialing *737# on your mobile device. Make sure to use the phone number linked to your GT Bank account.
  • Input your 10-digit NUBAN account number when prompted.
  • Enter your 11-digit Bank Verification Number (BVN) to proceed with the activation.
  • Input the last 6 digits of your debit/credit card when prompted.
  • Finally, enter your 4-digit transfer PIN to secure your transactions.

Once completed, the GTB USSD banking code will be activated on your mobile phone. You can start enjoying your seamless GTB code

How to Create Transfer Pin on GTbank without Debit Card

If you do not have an active debit card/ATM card, you can activate your ussd code by following this simple process:

  • Dial the GT Bank USSD code, *737#.
  • Input “10” on the prompt screen.
  • Choose “2” for Create PIN – No Debit Card.
  • Fill in the required personal information accurately, including your Bank Account Number and Date of Birth.
  • Enter your preferred 4-digit PIN for USSD banking.

Your GT Bank USSD Code is now activated for transactions like money transfers and airtime purchases without an ATM card.

List of GTbank USSD Codes for 2025

Here is a list of GTBank USSD codes for various transactions:

  • Check Balance: Dial *737*6*1#.
  • Account Number Inquiry: Dial *737*6*1#.
  • Transfer to GTBank Account: Dial *737*1*Amount*Recipient’s NUBAN#.
  • Transfer to Other Banks: Dial *737*2*Amount*Recipient’s NUBAN#.
  • Buy Airtime for Self: Dial *737*Amount#.
  • Buy Airtime for Others: Dial *737*Amount*Recipient’s Phone Number#.
  • Salary Advance Loan: Dial *737*8*2#.
  • Checking BVN: Dial *737*6*1#.
  • Account Opening: Dial *737*0#.
  • Data Purchase: Dial *737*4#.
  • OTP Generation: Dial *737*7#.
  • Bill Payment (Electricity Bills): Dial *737*50*Amount*Location Code#.
  • Airtime Advance: Dial *737*8*1#.
  • Card Status: Dial *737*6*3#.
  • Block GT Bank code: Dial *737*51*74#
  • To link Your BVN: *737*20*BVN#
  • Loan Balance: Dial *737*6*2#
  • Cheque Book Status: Dial *737*6*4#
  • Give: Dial *737*32*Amount*Church Code# 
  • Edu: Dial *737*31*Amount*School Code#
  • Checkout: *737*35*Amount*Merchant Code#
  • Total Cashout: Dial *737*50*Amount*50#
  • StarTimes Subscription: Dial *737*37*Amount*SmartcardNo#
  • Swift Network Subscription: Dial *737*50*Amount*4#
  • Salary Advance: Dial *737*8*2#

Make sure to dial the codes from the phone number linked to your GTBank account and follow the prompts for each transaction.

How to Transfer money from GTbank using transfer code

Transferring from your Gtbank to another Gtbank account or a separate bank is quite easy, here is a direct code to do just that: 

Transfers to Other GTBank Accounts:

  • Dial *737*1*amount*account number#.
  • For example, *737*1*200*1234567809#.
  • Input your PIN to complete the transfer.

Transfers to Non-GTBank Accounts:

  • Dial *737*2*amount*account number#.
  • Choose the recipient’s bank from the displayed list.
  • Confirm the account name and enter your 4-digit PIN to finish the transfer.

Remember to use your linked phone number and ensure accuracy before confirming the transaction. If you need help, contact GTBank customer support.

How to Block Your GTbank USSD Code

To block your GT Bank USSD code in case of any suspected compromise or security concerns, you can follow these steps:

  • Dial *737*51*74# from any phone number.
  • Enter the phone number linked to the account you want to block.
  • Once confirmed, your GTBank USSD code will be blocked to prevent unauthorized access or use.

Now let’s look at how to unblock your account after blocking it!

How to Unblock Your GTbank USSD Code

To unblock your GTBank USSD Code, Follow the step below: 

  • Visit the nearest GTBank Branch in your area
  • Meet any of their customer care representative and tell him/her you want to unblock your USSD code
  • They will put you through the process to unblock it.

How to change GTbank Transfer Pin

To change your transfer pin, follow this simple guide: 

  • Dial *773# from your registered phone number linked to your GTbank account.
  • Select option “7”.
  • Select “change pin”.
  • Enter your preferred pin.
  • Re-enter the PIN the second time and submit.

That’s it! You can start using your new PIn for transactions.

Check this out: Fidelity Bank Transfer Code – List of Fidelity Bank USSD Code

Benefits and Features of GTbank USSD Codes

  • Accessibility: Banking services anywhere, anytime, without internet access.
  • Instant Confirmation: Receive immediate notifications for transactions conducted.
  • Ease of Use: The USSD codes are user-friendly, providing a simple interface to conduct various banking activities.
  • Security: GTbank ensures the security of transactions conducted through USSD codes by requiring authentication using a personal PIN. 
  • Transaction History: Customers can also access their transaction history using these codes. 
  • Convenience: Perform various transactions swiftly from your phone.
  • Security: Transactions are secured using personalized PINs and verification processes.

Frequently Asked Questions on GTbank Transfer Code

How do I activate GTBank USSD Code?

Dial *737#, input “10,” and choose “2” for Create PIN – No Debit Card. Fill in accurate details and set a 4-digit PIN.

Can I use the USSD Code without an ATM card?

Yes, dial *737# and choose “Create PIN – No Debit Card.” Fill in details, set a PIN, and use it for transactions.

What if the USSD activation without ATM card doesn’t work?

Use an ATM card at an ATM machine, select “Mobile Banking,” enter the provided code, set a 4-digit PIN to activate.

What transactions can I perform with GTBank USSD Code?

You can transfer money, purchase airtime, check balances, and perform various banking tasks.

How do I transfer money using USSD Code?

Dial *737*Amount*Recipient’s NUBAN# and follow the prompts.

Can I create my USSD PIN without visiting the bank?

Yes, use *737# and choose “Create PIN – No Debit Card” following the on-screen instructions.

What information is needed to activate USSD Code?

Bank Account Number and Date of Birth are required during activation.

Is the USSD Code service available 24/7?

Yes, you can use GTBank USSD Code at any time, day or night, for your convenience.

How much is the GT Bank transfer charge?

When you transfer funds to other GT Bank accounts, you’re charged a service fee of ₦20. But to transfer from GT Bank to other banks you’re charged a service fee of ₦50 (plus ₦2.50 VAT).

Is there a limit on transfer with GT Bank Code?

Yes, the GTB USSD fund transfer only allows transactions starting from #1,000 and not more than #20,000 daily. 

Conclusion 

In conclusion, GTBank’s USSD Code offers a convenient and efficient way for customers to perform various banking transactions. Whether activating the code without an ATM card or utilizing an ATM for activation, users can transfer money, purchase airtime, and manage their accounts seamlessly. With accessibility 24/7, this USSD service reflects GTBank’s commitment to providing a user-friendly banking experience for its customers.

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