Wema Bank USSD Code: Hello, money friends! Today, I’II be showing you an easy way to do quick transactions with Wema Bank’s USSD codes. Say goodbye to the usual troubles of banking because Wema Bank is giving you a special tool in the form of these numbers.
Have you ever wanted to transfer money or buy airtime without any stress? Well, Wema Bank has got you covered! In this guide, I’ll take a simple walk through the world of USSD codes, finding the shortcuts that will make your banking easier.
Whether you’re good with technology or just tired of waiting in line, these codes are here to simplify your life. So, are you ready to start a journey of financial magic with Wema Bank? Let’s discover the secrets behind the codes and make your transactions shine!

Key Phrases
- Wema Bank Code to Check Balance, Account Number, and Transfer Money
- Wema Bank Transfer Code 2025
- Wema Bank Transfer Code to Other Banks
- Wema Bank USSD Codes for Loan, Airtime Purchase, BVN, ATM Card Block, and Data
- Benefits and Features of Wema Bank USSD Codes
- How to Block and Unblock Wema Bank USSD Code
- How to Create Wema Bank Transfer Pin
- How to Register Wema Bank Code Without ATM Card
- Requirements to Activate Wema Bank USSD Code
See also: Union Bank Transfer Code – List of Union Bank USSD Codes
What is Wema Bank Transfer Codes
Wema Bank Transfer Codes offer a simple and accessible way for customers to perform various banking tasks using their mobile phones. These user-friendly codes enable account holders to easily transfer funds, recharge airtime, and check balances without the need for internet access or visiting a physical branch.
To initiate a transfer using Wema Bank Transfer Codes, customers dial a specific USSD (Unstructured Supplementary Service Data) code on their mobile devices. This code acts as a gateway to a menu of available banking services, guiding users through the necessary steps for transactions. The straightforward process is designed to be accessible to a wide range of customers, including those without advanced technical knowledge or internet banking access.
In addition to transfers, Wema Bank Transfer Codes often include features such as airtime recharge and account balance inquiries, adding to the convenience and functionality of the service. By leveraging mobile technology, Wema Bank aims to empower its customers to perform essential banking tasks effortlessly and efficiently, reflecting the bank’s commitment to providing accessible and inclusive financial services.
Requirements to Activate Wema Bank USSD Code
Activating Wema Bank’s USSD code service typically requires a few simple things:
- Know the USSD Code: Familiarize yourself with the specific USSD code provided by Wema Bank for activating their services. Typically, it starts with *945#.
- A debit card: You need to have an active debit card that’s linked to your Wema Bank account.
- Wema Bank Account: You must have an active account with Wema Bank to use the USSD service. Ensure your account is operational and in good standing.
- Registered Phone Number: Your phone number must be linked or registered with your Wema Bank account. This number is crucial as it will be used for the USSD transactions.
- Mobile Phone: Any mobile phone will do, whether it’s a basic feature phone or a smartphone. As long as it can make calls and send SMS, you’re good to go.
How to Activate Wema Bank Transfer Code in 2025
To activate Wema Bank USSD code on your phone in Nigeria, just follow these simple steps:
- Start by dialing *945# on your mobile device. Ensure that you are using the phone number linked to your Wema Bank account.
- Once you dial the code, follow the on-screen instructions that appear on your mobile device.
- Provide the necessary information, such as your Wema Bank account number and date of birth, as prompted.
- You will be prompted to create a new PIN for the Wema Bank USSD service. Choose a secure and memorable PIN.
- Confirm the new PIN by entering it again when prompted. This step ensures that you have entered the correct PIN.
Now that your Wema Bank transfer code is activated, you can begin using it to perform various operations such as checking your balance, transferring funds, and more.
List of Wema Bank USSD Codes for 2025
Here is a list of Wema Bank USSD codes for various transactions:
- Check Balance: Dial *945*0#
- Account Number Inquiry: Dial *945*000#
- Check WAEC Results: Dial *945*70#
- Check JAMB Results: Dial *945*71#
- Mcash: Dial *945*57# or *945*57*Merchandise*Amount#
- Coralpay: Dial *945*58# or *945*000*RefNumber#
- Account Opening: Dial *945*1#
- Generate OTP: Dial *945*15#
- Change USSD PIN: Dial *945*00#
- Change Primary Account: Dial *945*2*OldAccount*NewAccount#
- Account Reactivation: Dial *945*5#
- Account Restrictions: Dial *945*911#
- Transfer to Wema Bank Account: Dial *945*BeneficiaryAccountNumber*Amount#
- Transfer to Other Banks: Dial *945*BeneficiaryAccountNumber*Amount#
- Buy Airtime for Self: Dial *945*Amount#
- Buy Airtime for Others: Dial *945*PhoneNumber*Amount#
- BVN Management: Dial *945*4#
- Wema USSD for Loan: Dial *945*100#
- Pay Electricity Bill: Dial *945*24#
- Access Cable TV Menu: Dial *945*10#
Make sure to dial the codes from the phone number linked to your Wema Bank account and follow the prompts for each transaction.
How to Block Your Wema Bank USSD Code
To block your Wema Bank USSD code in case of any suspected compromise or security concerns, you can follow these steps:
- Dial *945*911# from any phone number.
- Enter the phone number linked to the account you want to block.
- Once confirmed, your Wema Bank USSD code will be blocked to prevent unauthorized access or use.
Now let’s look at how to unblock your account after blocking it!
How to Unblock Your Wema Bank USSD Code
To unblock your Wema Bank USSD Code, Follow the step below:
- Visit the nearest Wema Bank Branch in your area
- Meet any of their customer care representative and tell him/her you want to unblock your USSD code
- They will put you through the process to unblock it.
How to change Wema Bank Transfer Pin
To change your transfer pin, follow this simple guide:
- Dial *945# on your phone keypad from the sim linked to your Wema bank account.
- Select “2” to reset your pin or change your pin.
- Enter the current pin.
- Enter the new pin.
- Re-enter the new pin to confirm it.
Benefits and Features of Wema Bank USSD Codes
- Transaction History: Customers can also access their transaction history using these codes.
- Convenience: Perform various transactions swiftly from your phone.
- Security: Transactions are secured using personalized PINs and verification processes.
- Accessibility: Banking services anywhere, anytime, without internet access.
- Instant Confirmation: Receive immediate notifications for transactions conducted.
- Ease of Use: The USSD codes are user-friendly, providing a simple interface to conduct various banking activities.
- Security: Wema Bank ensures the security of transactions conducted through USSD codes by requiring authentication using a personal PIN.
See also: Standard Chartered Bank USSD Code : List of SCB Transfer codes
Frequently Asked Questions on Wema Bank Transfer Code
How do I check my Wema Bank account balance using the transfer code?
Dial *945*0# to check your Wema Bank account balance.
Can I transfer money to another Wema Bank account using the Transfer code?
Yes, dial *945*beneficiary account number*amount# to transfer to another Wema Bank account.
What is the USSD code for transferring money to other banks from my Wema Bank account?
Dial *945*beneficiary account number*amount# to transfer to other banks using Wema Bank USSD code.
How can I buy airtime for myself using Wema Bank Transfer code?
Dial *945*Amount# to buy airtime for yourself.
Is it possible to buy airtime for someone else with the Wema Bank USSD code?
Yes, dial *945*phone number*amount# to recharge another number.
What is the USSD code for checking my BVN with Wema Bank?
Dial *945*8# to check your BVN using Wema Bank USSD code.
How do I open a new account with Wema Bank using the USSD code?
Dial *945*1# to initiate the account opening process with Wema Bank USSD code.
Can I pay bills using Wema Bank USSD code, and what is the code for it?
Yes, dial *945*5# to pay bills using Wema Bank Transfer code.
What is the USSD code to generate OTP for transactions with Wema Bank?
Dial *945*8# to generate OTP for transactions using Wema Bank Transfer code.
Conclusion
In conclusion, the Wema Bank transfer code offers a user-friendly solution for customers looking for quick and secure banking transactions. By dialing *945# on their mobile devices, Wema Bank customers can easily check balances, transfer funds within Wema Bank or to other banks, purchase airtime, and perform various other banking operations. This USSD code underscores Wema Bank’s commitment to providing accessible and innovative banking services, ensuring that customers can conveniently manage their finances at their fingertips. The Wema Bank transfer code stands as evidence of the bank’s dedication to enhancing the overall banking experience for its valued customers.