Zenith Bank Transfer Code: Hey there! Welcome back to our banking and finance site. Have you ever wanted a really fast way to send your money, buy airtime and do all your banking activities by simply dialling a short code? Zenith Bank’s Transfer Code is exactly that! Think about how easy it would be if moving money was as simple as texting someone or sending a code– no more waiting in lines or dealing with hard steps to take banking activities.
With Zenith Bank’s Transfer Code, you can easily send money for things like splitting bills with friends, helping family, or handling business stuff. It’s a super easy way to bank that makes things really convenient for you.
Let’s find out how Zenith Bank’s Transfer Code can change how you manage your money! Are you ready?

Key Phrases
- Zenith Bank Code to Check Balance, Account Number, and Transfer Money
- Zenith Bank Transfer Code 2025
- Zenith Bank Transfer Code to Other Banks
- Zenith Bank USSD Codes for Loan, Airtime Purchase, BVN, ATM Card Block, and Data Transfer
- Benefits and Features of Zenith Bank USSD Codes
- How to Block and Unblock Zenith Bank USSD Code
- How to Obtain a 5-Digit PIN for Zenith Bank Transfer
- How to Register Zenith Bank Code Without ATM Card
- How to Register Zenith Bank USSD Code in 2025
- Requirements to Activate Zenith Bank USSD Code
See also: How To Link BVN To Zenith Bank
Understanding Zenith Bank USSD Codes
Zenith Bank USSD codes are like secret shortcuts for your phone that let you do banking without needing an internet connection. They’re simple codes you can dial on your phone to Zenith Banking services, such as checking your account balance, transferring money to other accounts, buying airtime, paying bills, and more.
For instance, if you want to check your account balance, just dial *966*00# on the phone linked to your Zenith Bank account. Each code corresponds to a specific service, making banking easier and more accessible without internet access.
These USSD codes work on any type of mobile phone, from the most basic to smartphones, and they’re super handy for quick transactions on the go!
Requirements to Activate Zenith Bank USSD Code
To activate Zenith Bank’s USSD code for your banking needs, you’ll need a few things:
- Zenith Bank Account: First and foremost, you must have an active account with Zenith Bank. Your phone number must also be linked to this account.
- Mobile Phone: Any mobile phone will do, whether it’s a basic feature phone or a smartphone. As long as it can make calls and send SMS, you’re good to go.
- SIM Card: The SIM card used in your phone must be the one registered with Zenith Bank for security purposes. This SIM should be inserted into the phone you intend to use for banking via USSD.
- Network Coverage: Ensure that your phone has network coverage. USSD transactions require a network connection to communicate with the bank’s system.
- Know the USSD Code: Familiarize yourself with the specific USSD code provided by Zenith Bank for activating their services. Typically, it starts with *966#.
Now let’s move on to How to Register your Zenith Bank Transfer code
How to Register and Activate Zenith Bank USSD Code without an ATM Card
Not having an ATM card doesn’t restrict you from registering for Zenith Bank USSD services. Follow these steps:
- Dial the USSD Code: On your mobile phone, dial *966*0# using the registered phone number linked to your Zenith Bank account.
- Enter Your Account Number: Follow the prompts and input your Zenith Bank account number when requested.
- Confirm Account Holder’s Name: You will be asked to confirm your account holder’s name. Verify that it matches your details accurately.
- Create a 4-Digit PIN: Set up a unique 4-digit PIN code that you’ll use for accessing the USSD service. Ensure it’s easy for you to remember, but difficult for others to guess.
- Complete Registration: Follow the on-screen instructions to complete the registration process.
- Activation: After successfully registering, you’ll receive a confirmation message indicating that your Zenith Bank USSD service has been activated and ready for use.
- Start Using USSD Services: Now, you can dial *966# to access a range of banking services, such as checking your account balance, transferring funds, paying bills, buying airtime, and more.
List of Zenith Bank USSD Codes for 2023
Here are the Zenith Bank USSD codes for various services:
- *723*04347201*Deposit Amount# – Zenith Bank USSD Code For spotty at
- *966*0# – Zenith Bank code for account number
- *966*0# – Zenith Bank Code to Activate USSD Banking
- *966*11# – Zenith Bank code for loan
- *966*20*0# – Zenith Bank Code to Deactivate Your Mobile Banking Profile
- *966*2273# – Zenith Bank Virtual Card USSD Code
- *966*60# – Cardless Withdrawals
- *966*60# – Zenith Bank USSD Code to Block ATM Debit Card
- *966*60# – Zenith Bank USSD Code to Retrieve ATM Debit Card PIN
- *966*60# – Zenith Bank USSD Code to Increase Daily Transaction Limit
- *966*911# – Zenith Bank USSD Code to Block Transactions On Lost Phone
- *966* Amount*Mobile Number# – Zenith Bank code to buy airtime for others
- *966*amount# – Zenith Bank code to buy airtime for self
- *966*6*Biller code* Amount# – Zenith Bank Code to Pay Other Bills
- *966*6*2389# – Zenith Bank USSD Code For Bet9ja
- *966*6*7842# – Zenith Bank USSD Code For BetKing
- *966*7*Amount*Customer ID# – Zenith Bank USSD Code to Pay DStv, Gotv, and PHCN
- *966*BVN# – Zenith Bank code for updating BVN
- *966*Amount*Recipient’s Account Number# – Zenith Bank code for transfer of money to other banks
- *966*Amount*Recipient’s account number# – Zenith Bank code for transfer of money to Zenith Bank
How to Create/Change PIN for Zenith Bank Transfer
- Dial *966*60# from your registered phone number linked to your Zenith Bank account.
- Follow the on-screen prompts to select the option for changing your transfer PIN.
- Enter your current 5-digit transfer PIN.
- Input and confirm your new 5-digit transfer PIN as per the instructions provided.
How to Block Your Zenith Bank USSD Code
For Zenith Bank, to block all USSD transactions if your phone is stolen or your SIM card is lost,
- Dial *966*911# from any phone number.
- Follow on-screen prompt
This action will deactivate the USSD transactions linked to your Zenith Bank account as a security measure in case of a stolen phone or lost SIM card.
How to Unblock Your Zenith Bank USSD Code
To unblock your Zenith Bank USSD code, you will need to contact Zenith Bank’s customer service for assistance. You can follow these steps:
- Reach out to Zenith Bank’s customer service via their hotline or visit a branch nearest to you. You can check out Zenith Bank customer care
- Inform the customer service representative that you need to unblock your USSD banking service associated with your Zenith Bank account.
- Be prepared to provide your account information, registered phone number, and any necessary identification details for verification purposes.
- Your account will be unblocked immediately
Benefits and Features of Zenith Bank USSD Codes
- Accessibility: Zenith Banking services anywhere, anytime, without internet access.
- Convenience: Perform various transactions swiftly from your phone.
- Security: Transactions are secured using personalized PINs and verification processes.
- Instant Confirmation: Receive immediate notifications for transactions conducted.
Check also: How to Transfer Money from Zenith Bank to Palmpay
Frequently Asked Questions on Zenith Bank Transfer Code
Can I reverse a mistaken transfer made using the Zenith Bank Transfer Code?
Unfortunately, once a transfer is initiated using the Zenith Bank Transfer Code, it’s usually irreversible. Ensure accuracy before confirming transactions.
Is there a limit to the number of daily transactions I can make via the Zenith Bank Transfer Code?
Yes, Zenith Bank might impose daily transaction limits through the Transfer Code. Confirm with the bank for specific limits.
Can I transfer funds internationally using the Zenith Bank Transfer Code?
The Transfer Code is typically designed for domestic transactions within Nigeria. International transfers may require other banking channels.
What should I do if I forget my PIN for the Zenith Bank Transfer Code?
Reach out to Zenith Bank’s customer service to reset or recover your Transfer Code PIN.
How much is the charges for using the Zenith Bank Transfer Code?
Zenith Bank might impose charges for certain transactions through the Transfer Code. Confirm with the bank for details on applicable fees.
Can I use the Zenith Bank Transfer Code without registering my phone number with the bank?
No, registration of your phone number with Zenith Bank is a prerequisite for using the Transfer Code service.
What is the process to unlink a mobile number from the Zenith Bank Transfer Code?
Contact Zenith Bank’s customer service for assistance in unlinking a mobile number from the Transfer Code service.
Conclusion
In conclusion, Zenith Bank’s Transfer Code service provides a convenient and efficient means for domestic transactions, offering ease of access for various banking needs. Staying informed about its functionalities and potential limitations ensures a smoother and secure banking experience for customers.