Zenith Bank Virtual Card: Hello reader! If you’ve been looking for a fuss-free way to shop online or make secure payments without a physical card, Zenith Bank’s virtual card might be your jackpot! It’s like having a digital card in your pocket for all your online spending needs.
Zenith Bank is always at the forefront in catering to its customers’ banking experience. As a customer, if your card is stolen, lost or blocked, and you haven’t gotten the time to go for another card from your bank, there is a way out! You can request a virtual card to get your online transaction and banking going.
In this guide, we’ll walk you through everything you need to know about Zenith Bank’s virtual card. From how to get it, its benefits, to using it for safe online transactions, we’ve got you covered! Say goodbye to worries about queuing to get a physical card and hello to a whole new world of secure online payments with Zenith Bank’s virtual card.
Let’s dive in! Here is the full gist!
Key Phrases
- What is a Zenith Bank Virtual Card?
- how does zenith bank virtual card work
- How to Request a Zenith Bank Virtual Card
- Zenith Bank Virtual Card Transactions Limits
- zenith bank virtual card ussd code
- Is the Zenith virtual card free?
- How to Retrieve Zenith Bank Virtual Card Details
- How to set Zenith Bank Virtual Card PIN
See akso: How To Link BVN To Zenith Bank
What is Zenith Bank Virtual Card?
How does Zenith Bank Virtual Card works?: Zenith Bank Virtual Card is a digital payment solution that offers an alternative to traditional plastic debit or credit cards. It’s a secure and convenient way to make online transactions without using your physical card. This virtual card exists digitally and is linked to your Zenith Bank account, allowing you to shop online, pay bills, or make payments on various platforms that accept card payments.
The Virtual Card operates on the same principles as a physical card, with a unique card number, expiration date, and security code (CVV). However, it’s entirely digital and doesn’t require you to carry a physical card around. You can easily generate a Zenith Bank Virtual Card through the bank’s internet banking platform or mobile app, giving you immediate access to a card for online purchases without the need for a physical card to be issued or delivered.
What makes the Zenith Bank Virtual Card particularly advantageous is its security features. It reduces the risk associated with exposing your primary card details during online transactions. As it’s a limited-use card, you can set specific spending limits or validity periods for added security. Moreover, if compromised, you can easily block it from your app or via internet banking.
How to Request a Zenith Bank Virtual Card through Internet banking
To request a Zenith Bank Virtual Card through Internet banking, follow these steps:
- Access Zenith Bank Internet Banking platform. Click here to access their portal, it will take you to the cards section
- Navigate to the Virtual Card section.
- Click on the “Request Virtual Card” option.
- You’ll be directed to a validation page where you’ll need to verify the Virtual Card using your BVN (Bank Verification Number) and Date of Birth as appeared on your account.
That’s all! After completing the validation process, your Virtual Card will be ready for use.
Zenith Bank Virtual Card USSD Code
The code to request for Zenith Bank Virtual Card is: *966*2273#
How do you use this code? Let me quickly teach you in few steps;
- Open your phone’s calling application.
- Dial *966*2273# using the phone number connected to your Zenith Bank account.
- Follow the on-screen instructions provided to obtain your virtual card.
After Validation, your card will be ready for use!
How to Request a Zenith Bank Virtual Card via customer care
This is another great way to get a first-hand guide on how to get a virtual card from Zenith bank, here is the way to get it done in a jiffy:
- Contact zenith bank customer care via their approved lines. Click here to check their lines.
- Voice out your intention by telling them you need a virtual card.
- Follow instructions by providing required details
They will get it done for you immediately and you can start using your card for banking Transactions!
How to get Zenith Bank Virtual Card from Bank
You can also get your virtual card by walking to any Zenith Bank branch across the nation. Walk up to their counter and tell them you need a virtual card. They will guide you through the process of acquiring one!
How to Set-up your Zenith Bank Virtual Card
To set up your Virtual Card, login to your bank app or internet banking, swipe the virtual card and set up your pin and other necessary actions. That’s it! You are good to go!
Zenith Bank Virtual Card Transactions Limits
The maximum daily transaction limit for the virtual card stands at N50,000. This can be review anytime by the bank, you can check their official website for updated Transaction limit.
How to Retrieve Zenith Bank Virtual Card Details
Misplaced your card details? No problem! Easily retrieve them using the Zenith Bank mobile app or Internet banking. It’s quick, secure, and straightforward.
In case you encounter any difficulties retrieving the Virtual Card details through the app or online platform, reaching out to Zenith Bank’s customer support is a reliable alternative. Contacting their customer service team will allow you to seek assistance and acquire the necessary information related to your Virtual Card.
Is the Zenith virtual card free?
No, you need a sum of #500 to get a Zenith Bank Virtual Card.
Check this out: How to Unblock Zenith Bank Account
Frequently Asked Questions on Zenith Bank Virtual Card
What is a Zenith Bank Virtual Card?
A Zenith Bank Virtual Card is a digital card that allows you to make online purchases without using your physical card. It’s generated digitally and used specifically for online transactions.
How do I get a Zenith Bank Virtual Card?
Access your Zenith Bank Internet banking or mobile app, navigate to the “Cards” section, and select “Request Virtual Card” to get one.
What is the spending limit on a Zenith Bank Virtual Card?
The daily spending limit on a Zenith Bank Virtual Card is N50,000.
Can I use a Zenith Bank Virtual Card internationally?
Yes, you can use the Virtual Card for international online transactions where Mastercard is accepted.
How do I retrieve my Zenith Bank Virtual Card details?
You can retrieve your Virtual Card details through the Zenith Bank mobile app or Internet banking platform by accessing the “Cards” section.
Is it safe to use a Zenith Bank Virtual Card for online purchases?
Yes, it’s safe. The Virtual Card enhances security by allowing you to transact online without exposing your physical card details, reducing the risk of unauthorized transactions.
Conclusion
The Zenith Bank Virtual Card offers a secure and convenient way to make online purchases without using your physical card. With a daily spending limit of N50,000 and easy retrieval of card details through their digital platforms, it ensures safety and ease in online transactions. It’s a reliable solution for secure online shopping experiences.